NBTB

NBT Bancorp Inc • NASDAQ

NBTB Dividend Calculator: Forecast Your Returns

See how much monthly passive income you can generate from NBT Bancorp Inc. Calculate dividend growth with DRIP and compound interest using real-time data.

Current Price

$52.47

0.36% today

NBTB

Dividend Income Calculator

Adjust parameters to see how your investment grows

Number of Shares

Investment value: $5,247.00

...OR Amount Invested ($)

Shares: 100

Holding Period: 10 years

1 Year

15 Years

30 Years

Expected Dividend Growth (CAGR): 6.96%

0% (No Growth)

10%

20%

Expected Price Growth: 5%

0% (No Growth)

10%

20%

DRIP (Reinvest Dividends)

Automatically reinvest dividends

Annual Contributions

Add money to investment yearly

Dividend Tax Rate: 15%Qualified

0% (Tax-Advantaged)

20%

40%

The Snowball Effect: DRIP vs No DRIP

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DRIP (Dividend Reinvestment Plan) significantly accelerates portfolio growth through compounding.

Is NBTB a Good Investment for 2026?

Based on the current price of $52.47, NBTB offers a solid dividend yield of 3.05%. This is higher than the S&P 500 average.

Historically, NBT Bancorp Inc has increased its payouts by an average of 7% annually over the last 5 years.

With a payout ratio of 43%, the dividend appears safe.

NBTB vs Popular Alternatives

ETF / Stock	Current Yield	5Y Dividend Growth
NBTB NBTB NBT Bancorp Inc	3.05%	7%	ACTIVE
JPM JPMorgan Chase & Co	1.67%	10.2%	Calculate →
MAIN Main Street Capital Corporation	5.54%	10.4%	Calculate →
V Visa Inc	0.75%	15%	Calculate →

Frequently Asked Questions about NBTB

How much does NBTB pay per share?

NBTB currently pays an annual dividend of $1.60 per share, distributed quarterly.

When is the next ex-dividend date for NBTB?

The next ex-dividend date for NBTB is expected to be September 1, 2026. To receive the payment, you must own the stock before this date.

Is NBTB a good dividend stock?

NBTB has a dividend yield of 3.05% and has grown its dividend for 13 years. Its payout ratio is 43%, indicating strong dividend sustainability.

Your Annual Dividend Income

$136.00

Monthly: $11.33

Value after 10 Years:$11,141.43

Future Yield on Cost:7.8%

Total Dividends Earned:$2,141.51

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NBTB Dividend Health Check

Dividend Yield3.05%

Moderate Yield

Payout Safety

Safe

Payout ratio: 42.9%

Growth Streak13+ Years

Consistent annual dividend increases

Consistent Growth

Payment FrequencyQuarterly

4 payments per year

Next expected payment:

September 15, 2026