Financial Technology

Fintech Stocks 2026

Analyze global payment networks, digital banking platforms, merchant acquiring processors, and financial software infrastructure providers. Compare 3-month momentum, 52-week price ranges, and operational metrics on Snowball Analytics.

Track Financial Technology Holdings

Link your investment accounts to Snowball Analytics to measure fintech portfolio weighting, track dividend records, and monitor daily total returns automatically.
Total Financial Technology
21
Companies tracked in Technology basket
Highest 3M Return
+14.97%
V has the highest 3M return
Avg. 3M Return
-12.97%
Basket average return
Dividend Payers
9 Stocks
Top yield: QFIN (18.92%)
Key Financial Technology Highlights
Highest 3M Return
V
Visa Inc
Price $420.42
5D Chg +4.62%
3M Return +14.97%
Technology 3M Return Analyze
Longest Streak
MA
Mastercard Incorporated
Price $647.18
5D Chg +6.12%
Streak 14 y
Technology Stature Analyze
Top Dividend Yield
QFIN
360 DigiTech, Inc
Yield TTM 18.92%
Payout $1.24
Streak -
Cash Flow & Distributions Analyze

Fintech Stocks Directory

Showing 21 of 21 stocks
Ticker / Name Price 5D %Chg 3M %Chg YTD %Chg YTD High YTD Low Div. Yield TTM Annual Payout, TTM Div. Growth 5Y Streak Action
V
Visa Inc
$420.42 +4.62% +14.97% +19.88% $426.78 $293.89 0.72% $2.68 +14.96% 17 y Analyze
MA
Mastercard Incorporated
$647.18 +6.12% +13.35% +13.37% $661.34 $464.52 0.62% $3.48 +14.61% 14 y Analyze
AXP
American Express Company
$325.50 +4.02% -5.58% -12.02% $386.26 $290.97 1.25% $3.80 +16.37% 4 y Analyze
PayPal Holdings, Inc
$58.21 +3.78% +0.59% -0.29% $62.73 $38.46 1.03% $0.56 - 1 y Analyze
NU
Nu Holdings Ltd.
$11.61 -6.37% -19.60% -30.65% $18.98 $11.20 - - - - Analyze
SYF
Synchrony Financial
$75.18 +0.28% -3.42% -9.89% $88.77 $63.08 1.89% $1.36 +7.78% 4 y Analyze
SoFi Technologies Inc. Common Stock
$16.77 +2.26% -6.99% -35.94% $29.86 $13.86 - - - - Analyze
GPN
Global Payments Inc
$98.00 +20.35% +13.70% +26.61% $101.32 $61.16 1.02% $1.00 +5.09% - Analyze
Affirm Holdings, Inc
$71.97 -0.98% -4.84% -3.31% $90.44 $42.10 - - - - Analyze
FIS
Fidelity National Information Services, Inc
$38.99 +9.49% -12.93% -41.33% $68.37 $32.10 4.41% $1.72 +2.44% 1 y Analyze
Toast Inc.
$33.53 +5.54% +2.26% -5.58% $37.20 $22.26 - - - - Analyze
DAVE
Dave Inc
$314.72 -4.19% -21.15% +42.14% $458.25 $152.21 - - - - Analyze
Upstart Holdings, Inc
$21.37 -9.87% -27.39% -51.13% $52.10 $20.59 - - - - Analyze
PGY
PGY
Pagaya Technologies Ltd. Class A Ordinary Shares
$17.80 -9.96% -19.95% -14.83% $26.80 $10.40 - - - - Analyze
Green Dot Corporation
$12.45 +2.98% -6.46% -2.81% $13.73 $10.28 - - - - Analyze
LU
Lufax Holding Ltd
$8.16 -4.00% -45.96% -68.13% $32.10 $7.70 - - - - Analyze
QFIN
360 DigiTech, Inc
$5.27 -7.22% -61.98% -72.65% $20.27 $5.10 18.92% $1.24 - - Analyze
OPFI
OppFi Inc
$5.84 +7.16% -41.13% -44.17% $10.95 $5.36 - - - 1 y Analyze
XYF
XYF
X Financial
$4.86 -0.41% -4.52% -13.21% $6.74 $3.30 11.31% $0.56 - 3 y Analyze
JFIN
Jiayin Group Inc
$1.56 +19.01% -27.88% -73.02% $7.24 $1.13 - - - - Analyze
XYZ
Block, Inc
$76.00 +1.51% -7.42% +16.76% $86.92 $48.21 - - - - Analyze
Data as of November 2026. This list was compiled by the Snowball Analytics team from publicly available sources. It may be incomplete, and figures may be delayed or contain errors; check them against the fund’s or company’s own documents. Inclusion in the list is not a recommendation to buy, sell or hold any security and is not investment advice. Past performance does not predict future results. This list is general information, not personalised to your circumstances. Snowball Analytics is a portfolio tracking tool, not a broker-dealer or investment adviser. Investing involves risk, including loss of principal.

Analyzing Financial Technology Equities and Payment Ecosystems

Financial technology companies modernize global commerce, cross-border payments, credit underwriting, and cloud-native core banking systems. The sector combines network-effect payment rails with scalable software-as-a-service models.

1. Global Card & Payment Rails

Established payment networks operate scalable two-sided transaction clearing platforms, earning toll-like transaction fees on global consumer and commercial spend.

2. Merchant Acquirers & POS Ecosystems

Omnichannel processors integrate point-of-sale hardware, payroll, inventory, and payment gateway software for small businesses and enterprise merchants.

3. Digital Banking & Credit Platforms

Cloud-native neo-banks and algorithmic credit platforms provide consumer banking, automated savings, and digital loan originations.

How to Evaluate Fintech Stocks (Investor Checklist)

  • Total Payment Volume (TPV) growth: track annualized volume expansion across domestic and international transaction channels.
  • Take rate stability: monitor transaction revenue divided by TPV to verify pricing power against merchant interchange pressures.
  • Credit provision and loss rates: for fintechs offering balance sheet lending, inspect 30+ and 90+ day loan delinquency trends.
  • Free cash flow conversion: evaluate operating leverage as transaction volumes scale relative to fixed overhead costs.
  • Regulatory compliance and banking licenses: check compliance with Consumer Financial Protection Bureau (CFPB) rules and state banking charters.
Frequently Asked Questions: Fintech Stocks
What is a fintech take rate?

A take rate represents the percentage of total payment volume (TPV) that a payment processor or digital platform retains as net revenue for facilitating transactions.

How do payments networks differ from merchant acquiring platforms?

Payment networks maintain global messaging and clearing rails connecting issuing and acquiring banks. Merchant acquirers manage front-end payment terminals, gateway software, and settlement for retail and digital merchants.

Do financial technology companies pay dividends?

Mature payment networks distribute regular quarterly dividends with consistent multi-year growth records, whereas early-stage digital banks and consumer fintechs typically reinvest all cash into user acquisition.

What are the primary operational risks in the fintech industry?

Key risks include shifting regulatory caps on interchange fees, credit default losses during macroeconomic slowdowns, cybersecurity breaches, and intense competitive pricing among processors.

How does Snowball Analytics track financial technology stocks?

Snowball Analytics calculates your exposure across tech and financial sectors, tracks dividend schedules, and reports daily performance metrics in a single unified dashboard.

Explore Related Stock Categories

Build Your Personalized Fintech Stocks Portfolio

Snowball Analytics tracks your dividend calendar, calculates your net portfolio return, and tracks performance shifts across all your brokerage accounts in one unified dashboard.

14 days of full access, no card required. After the trial your account moves to the Free plan (1 portfolio, 10 holdings) unless you choose a paid plan.
Public portfolios are user-generated: they are shared by Snowball Analytics users and reflect each user's own choices. Snowball Analytics does not verify or endorse user portfolios.