ETF Overlap Tool: VYMI vs SCHY
Compare portfolio holdings overlap, international dividend strategy differences, and expense ratios between Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI) and Schwab International Dividend Equity ETF (SCHY).
Stock Holdings Breakdown (VYMI vs SCHY)
73 Assets| Asset | Sector | VYMI Weight | SCHY Weight | Combined (50/50) | Status |
|---|
VYMI vs SCHY: Portfolio Overlap & Investment Strategy Guide
When evaluating Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI) versus Schwab International Dividend Equity ETF (SCHY), investors are comparing two distinct ETF strategies. VYMI holds 0 total assets while SCHY contains 100 total assets. Across both portfolios, they share 12 common stock holdings, representing a 56.0% portfolio overlap by weight.
Sector Concentration & Shared Stock Holdings
While both funds invest in equity markets, their internal sector allocations create meaningful differences in portfolio performance and volatility:
- Primary Sector Focus: VYMI concentrates its largest allocation in Financials (43.65%), whereas SCHY allocates its highest weighting to Financials (16.33%).
- Top Shared Holdings: Key overlapping stocks held in both funds include Roche Holding AG (ROP), Unilever PLC (ULVR), Enel SpA (ENEL), GlaxoSmithKline plc (GSK).
- Holdings Distribution: VYMI features 0 holdings compared to 100 holdings in SCHY, affecting single-stock concentration risk.
Strategic Portfolio Insight: Moderate Overlap & Balanced Dual Exposure
Combining VYMI and SCHY creates a moderate portfolio overlap of 56.0% by weight. While they share 12 common holdings, each ETF offers distinct sector weightings and strategy tilts that can complement a broader asset allocation strategy.
Expense Ratio Comparison & Performance: VYMI vs SCHY
Beyond portfolio holdings overlap, fund management fees, dividend yields, and sector diversification play a vital role in long-term compounding returns:
1. Annual Management Fee Impact
SCHY charges a lower expense ratio of 0.14% compared to VYMI at 0.22%. SCHY is 1.6x cheaper, saving long-term investors approximately $8 per year for every $100,000 invested.
2. Volatility, Risk & Long-Term Growth Potential
VYMI and SCHY react differently to changing interest rates, market cycles, and sector rotations. Diversifying across funds with different underlying indexes helps reduce portfolio drawdown risk during broader market corrections.
Snowball Portfolio Lab Insight
Want to analyze how combining VYMI and SCHY impacts your total portfolio yield, sector distribution, and historical dividend income? Model your custom asset allocation in the Snowball Analytics Portfolio Lab.
- Sector Focus: VYMI's largest sector is Financials (43.65%), whereas SCHY's largest sector is Financials (16.33%).
- Expense Ratio: SCHY has an expense ratio of 0.14%, while VYMI charges 0.22%. SCHY is 1.6x cheaper than VYMI.
- Portfolio Breadth: VYMI holds 0 total stocks vs SCHY's 100 stocks.

