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LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	11,380.5	9,865.8	13,057.1	14,203.6	13,152.1	12,956.7
COGS	5,631.3	6,831.1	8,544	9,177.4	8,683.4	9,649.3
Gross Profit	5,749.3	3,034.7	4,513.1	5,026.2	4,468.6	3,307.4
Operating Expenses & Income
Operating Income	3,070.4	334.4	1,879.1	2,286.2	1,592.6	642.8
Total Operating Expenses	8,310.1	9,531.4	11,178	11,917.4	11,559.5	12,313.9
R&D Expenses	549.3	583.3	513.3	578.2	595.3	577
Selling General & Admin Expenses	2,129.6	2,117	2,120.7	2,161.8	2,280.7	2,087.6
Earnings from Continuing Operations
Interest Expense	(63.13)	(55.64)	(50.48)	(9.007)	(22.73)	(25.11)
Interest Income	-	-	-	-	-	-
Income Tax Expense	-	-	-	-	-	-
Net Income
Net Income	2,333.9	819.8	1,065.9	1,100.5	1,677.1	1,038.1
Supplemental
EBIT	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-

LEXINFINTECH ADR/2 CL.A