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Some people invest in dividend-paying stocks. These stocks generate quarterly income. This is a long-term investment strategy that can provide steady cash flow. <0/><0/>When choosing what to buy from {{header}} it is important to consider the following factors:

<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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Based on this, you will develop a long-term investment strategy that can provide stable cash flow. It will help you create a portfolio that has low volatility. It will generate passive income, even in times of recession. The main thing is to consistently buy shares of such companies, despite market fluctuations. <0/><0/>You can find the best dividend stocks on our website. <0/><0/>But some investors prefer to invest in funds that offer regular dividends. In this case, you do not need to buy individual stocks.

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PT Bank Victoria International Tbk provides banking products and services in Indonesia. The company offers various savings accounts; foreign exchange, rupiah, and online deposits; time deposits; bancassurance products and mutual funds; and investment products. It also provides loan products, such as home and car ownership loan, multi-purpose credit, and implant banking credit; corporate and commercial lending, small medium enterprise lending, and multi finance lending services; working capital loans; investment credit; bank guarantees; and domestic documentary letter of credit. In addition, the company offers internet and mobile banking services; Sharia banking services; and banknotes and foreign currency transactions. PT Bank Victoria International Tbk was incorporated in 1992 and is headquartered in Jakarta Selatan, Indonesia. PT Bank Victoria International Tbk is a subsidiary of PT Victoria Investama Tbk.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	1,727,541.3	1,724,246	1,914,631.4	2,085,533.3	2,565,001.2	2,603,706.8
COGS	1,149,899.7	972,640.6	1,260,516.5	1,531,785	1,913,327.2	1,899,433.3
Gross Profit	577,641.5	751,605.3	654,115	553,748.3	651,674.1	704,273.6
Operating Expenses & Income
Operating Income	(150,868.1)	356,930.8	129,536.2	148,660.1	162,353.6	81,304
Total Operating Expenses	728,509.7	394,674.5	524,578.7	405,088.2	489,320.4	622,969.5
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	66,998.8	62,109	62,080.1	89,972.6	252,353.6	229,746.2
Earnings from Continuing Operations
Interest Expense	(1,149,899.7)	(972,640.6)	(1,260,516.5)	(1,531,785)	(1,746,775)	(1,720,058.6)
Interest Income	1,498,508.3	1,635,678.3	1,764,469.7	2,076,267.8	2,302,354	1,809,564.8
Income Tax Expense	(31,804.7)	130,757.4	27,719.9	30,800.9	30,608.7	11,495.2
Net Income
Net Income	(119,063.7)	226,173.5	101,816.3	117,859.2	131,744.9	69,808.9
Supplemental
EBIT	(150,868.1)	356,930.8	129,536.2	148,660.1	162,353.6	-
EBITDA	(117,985.4)	384,924.5	153,138.2	176,128.1	190,073.2	99,266.3