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<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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Thai Credit Bank Public Company Limited provides financial services to micro, small, and medium-sized enterprises in Thailand. It operates in two segments, e-Wallet Business and Banking Business. The company offers micro-SME, home, personal, cash, nano and microcredit, and gold loans; deposit products, including current, savings, fixed deposit, tax free, and other accounts; and mutual funds. It also provides international trade finance, such as international trade credit, international remittance services for import and export, and foreign exchange rates; and other services comprising non-performing assets, cards, money transfer, PromptPay, and safe deposit box services. The company was formerly known as The Thai Credit Retail Bank Public Company Limited and changed its name to Thai Credit Bank Public Company Limited in September 2023. The company was incorporated in 1970 and is headquartered in Bangkok, Thailand. Thai Credit Bank Public Company Limited is a subsidiary of Vnb Holding Company Limited.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	8,929.3	11,463	14,020.1	15,193.4	15,432.6	15,812.4
COGS	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
Operating Expenses & Income
Operating Income	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	2,798.2	3,297.7	3,844.8	4,479.1	4,881.7	5,154.9
Earnings from Continuing Operations
Interest Expense	(1,116.3)	(1,391.6)	(2,021.1)	(2,813.9)	(2,989.6)	(2,794.5)
Interest Income	9,801	12,684.7	15,913	18,138	18,163.1	18,201.3
Income Tax Expense	-	-	-	-	-	-
Net Income
Net Income	1,935	2,352.5	3,556.8	3,624	4,016.3	4,277.9
Supplemental
EBIT	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-

Thai Credit Pcl