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{{year}} Australia Ex-Dividend Calendar: ASX All Ordinaries - Upcoming Ex-Dividend Dates and Dividend Yields. Track declared dividend payouts and payment dates for popular ASX stocks. Stay updated with comprehensive coverage of the latest investment opportunities

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Some people invest in dividend-paying stocks. These stocks generate quarterly income. This is a long-term investment strategy that can provide steady cash flow. <0/><0/>When choosing what to buy from {{header}} it is important to consider the following factors:

<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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Based on this, you will develop a long-term investment strategy that can provide stable cash flow. It will help you create a portfolio that has low volatility. It will generate passive income, even in times of recession. The main thing is to consistently buy shares of such companies, despite market fluctuations. <0/><0/>You can find the best dividend stocks on our website. <0/><0/>But some investors prefer to invest in funds that offer regular dividends. In this case, you do not need to buy individual stocks.

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Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. It also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. The company operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	108.9	115.5	136.2	155.5	154.2	164.3
COGS	10.22	16.77	33.29	51.16	53.44	79.27
Gross Profit	98.73	98.7	102.9	104.3	100.8	85.06
Operating Expenses & Income
Operating Income	37.69	32.35	30.48	31.87	28.64	13.41
Total Operating Expenses	61.04	66.35	72.47	72.44	72.11	71.66
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	37.6	41.83	44.2	44.93	53.25	55.02
Earnings from Continuing Operations
Interest Expense	(6.562)	(9.519)	(33.1)	(48.96)	(47.36)	(48.4)
Interest Income	84.5	92.65	113.5	128.1	139.2	157.2
Income Tax Expense	7.133	5.732	6.335	5.913	5.216	5.82
Net Income
Net Income	30.55	26.62	24.15	25.96	23.43	25.35
Supplemental
EBIT	37.69	32.35	30.48	31.87	28.64	13.41
EBITDA	39.82	34.74	32.63	34.05	31.01	14.65