First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
Frequently asked questions
What sector does First Bancorp (FBP) operate in?
First Bancorp belongs to the Financials sector and operates in the Banks - Regional industry.
What is First Bancorp (FBP) current stock price?
As of the latest data, First Bancorp stock price is $29.39, with a previous close of $29.21. First Bancorp gained $0.18 in the last trading session, representing a 0.62% increase.
What is First Bancorp (FBP) current market capitalization?
First Bancorp market cap is approximately 4.49 billion.
What is First Bancorp (FBP) Earnings Per Share (EPS)?
The trailing EPS is $2.35, and the forward EPS is $2.40.
What is First Bancorp (FBP) Price-to-Earnings (P/E) ratio?
First Bancorp current P/E ratio is 12.51, with a forward P/E of 12.26.
What is First Bancorp (FBP) EBITDA?
First Bancorp EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is 118.55 million.
Does First Bancorp (FBP) pay dividends?
Yes. First Bancorp pays quarterly dividends with an annualized yield of 2.72% and an estimated annual payout of $0.80 per share.
When is the next ex-dividend date for First Bancorp (FBP)?
The next ex-dividend date is scheduled for August 27, 2026.
How did First Bancorp (FBP) perform in its most recent earnings report?
In the last report (June 30, 2026), First Bancorp posted an EPS surprise of 11.76% and a revenue surprise of 23.09%.
What is First Bancorp (FBP) beta (volatility) score?
First Bancorp has a beta of 0.813, meaning its volatility is roughly in line with the market.
