First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts, and large deposit insurance; commercial financing and real estate loans and consumer loans; credit and debit cards; online banking and bill pay services; remote deposit capture, treasury management, merchant services, and wealth management services; attorney advantage accounts and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; and retail banking services. It serves small and medium-sized businesses, individuals, professionals, and institutions. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina.
Frequently asked questions
What sector does First Carolina Financial Services, Inc. (FCBM) operate in?
First Carolina Financial Services, Inc. belongs to the Financials sector and operates in the Banks - Regional industry.
What is First Carolina Financial Services, Inc. (FCBM) current stock price?
As of the latest data, First Carolina Financial Services, Inc. stock price is $12.69, with a previous close of $13.02. First Carolina Financial Services, Inc. lost -$0.33 in the last trading session, representing a -2.53% loss.
What is First Carolina Financial Services, Inc. (FCBM) current market capitalization?
First Carolina Financial Services, Inc. market cap is approximately 394.26 million.
What is First Carolina Financial Services, Inc. (FCBM) Earnings Per Share (EPS)?
The trailing EPS is $0.46, and the forward EPS is $1.31.
What is First Carolina Financial Services, Inc. (FCBM) Price-to-Earnings (P/E) ratio?
First Carolina Financial Services, Inc. current P/E ratio is 27.59, with a forward P/E of 9.69.
What is First Carolina Financial Services, Inc. (FCBM) EBITDA?
First Carolina Financial Services, Inc. EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is 6.49 million.
Does First Carolina Financial Services, Inc. (FCBM) pay dividends?
No. First Carolina Financial Services, Inc. does not pay a dividend.
How did First Carolina Financial Services, Inc. (FCBM) perform in its most recent earnings report?
In the last report (June 30, 2026), First Carolina Financial Services, Inc. posted an EPS surprise of 5.26% and a revenue surprise of 56.91%.
What is First Carolina Financial Services, Inc. (FCBM) beta (volatility) score?
First Carolina Financial Services, Inc. has a beta of 0.002, indicating lower volatility than the overall market.
