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Some people invest in dividend-paying stocks. These stocks generate quarterly income. This is a long-term investment strategy that can provide steady cash flow. <0/><0/>When choosing what to buy from {{header}} it is important to consider the following factors:

<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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Høland og Setskog Sparebank provides banking services for the retail and corporate markets in Norway. The company offers current, deposit, and savings accounts; business, investment, agricultural, and client accounts; bank and credit cards; eInvoice; mobile payments; and mobile and online banking. It also provides insurance products for cars, electric scooters, boats, motorcycles, mopeds, jet skis, caravans, motorhomes, ATVs, tractors, snowmobiles, trailers, and veteran cars; houses, household items, travel, cottages, valuable items, and drones; health, child, disability, critical illness, life, and accident; dogs, cats, and horses; and company, employees, and agriculture applications. In addition, the company offers bank, BSU, mutual fund, micro, and retirement savings; pension products; car loans, mortgages, senior loans for apartments, green mortgages, energy-saving loans, framework loans, consumer loans, cottage loans, fixed-rate loans, and refinancing of mortgages, as well as loans for boats, motorcycles, caravans, motorhomes, ATVs, and snowmobiles; refinancing of consumer debt; bank guarantees, business and construction loans, factoring and invoice management, overdraft, and leasing; and consulting and accounting services. The company was formerly known as Holand Sparebank and changed its name to Høland og Setskog Sparebank in July 2010. Høland og Setskog Sparebank was incorporated in 1849 and is headquartered in Bjørkelangen, Norway.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	169.8	181.2	194.9	195.1	195.7	194.1
COGS	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
Operating Expenses & Income
Operating Income	-	-	-	-	-	-
Total Operating Expenses	81.63	-	-	-	-	-
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	5.388	6.185	5.92	9.165	8.497	-
Earnings from Continuing Operations
Interest Expense	(62.43)	(131.3)	(265.3)	(320.5)	(339.6)	(335.3)
Interest Income	185	261.4	403.7	453.2	472.5	469.3
Income Tax Expense	14	11.19	-	-	-	-
Net Income
Net Income	52.98	46.8	50.8	55.02	47.44	41.81
Supplemental
EBIT	129.4	-	-	-	-	-
EBITDA	134.9	-	-	-	-	-

Holand og Setskog Sparebank