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Some people invest in dividend-paying stocks. These stocks generate quarterly income. This is a long-term investment strategy that can provide steady cash flow. <0/><0/>When choosing what to buy from {{header}} it is important to consider the following factors:

<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, France, Germany, and Spain. The company operates through three segments: Consumer Debts, Mortgage Debts, and Corporate Debts. It offers credit management services, including receivables management services to banks, loan brokers, insurers, leasing companies, landline and mobile telecommunications operators, cable TV operators, digital TV operators, and companies from the FMCG sector. The company also purchases and manages debt portfolios, including consumer, mortgage, and corporate debts. In addition, it offers consumer unsecured, mortgage, and SME/corporate loans. Further, the company provides auxiliary services to small and medium-sized enterprises. Additionally, the company engages in the acquisition and management of real estate properties; purchase of farmland; and IT and software development; and in law firm related activities. KRUK Spólka Akcyjna was founded in 1998 and is headquartered in Wroclaw, Poland.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	1,202.2	1,488.2	1,794.8	2,203.6	2,502.1	2,598.5
COGS	438.5	635.9	842.4	1,029.3	227.2	442.2
Gross Profit	763.7	852.4	952.4	1,174.2	2,274.9	2,156.3
Operating Expenses & Income
Operating Income	859.6	1,042.8	1,327.2	1,412.4	2,134.3	1,999
Total Operating Expenses	(95.93)	(190.5)	(374.8)	(238.2)	140.6	157.3
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	291.6	378.4	447.3	564.1	633.3	465.7
Earnings from Continuing Operations
Interest Expense	(9.179)	(17.1)	(13.07)	(29.5)	(534.8)	(409.2)
Interest Income	8.392	9.711	22.24	30.5	2.337	3.407
Income Tax Expense	79.05	58.69	53.27	(63.87)	50.43	29.73
Net Income
Net Income	694.8	805	983.9	1,074	1,085	1,095.7
Supplemental
EBIT	783.1	850.7	971.2	942.2	1,670.9	1,535.3
EBITDA	831.5	901.8	1,029.5	1,004.7	1,736.3	1,604

Kruk S.A.