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Some people invest in dividend-paying stocks. These stocks generate quarterly income. This is a long-term investment strategy that can provide steady cash flow. <0/><0/>When choosing what to buy from {{header}} it is important to consider the following factors:

<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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Saigon Treasure Commercial Joint Stock Bank provides banking products and services to individual and corporate clients. The company offers current, combo multi-benefit, social security combo, combo hi-tek, and savings accounts; credit, integrated, co-branded, debit, and prepaid cards; and general term and automatic deposits. It also provides business, vehicle, international education, home, and consumer loans; life, property, health, credit, and online insurance products; credit products, including overdraft, long term loan, small and medium sized enterprises installment lending, factoring, business auto loan, and fast loans SMEs; and bank guarantee, guarantee of import and export taxes, and domestic L/C. In addition, the company offers services comprising forex exchange, money transfer, remittance, and other services; card services; digital banking; trade finance, import and export services, and lookup tool; cash flow management; supply chain financing; and exchange rate and commodity future prices services. Further, it is involved in discount of commercial papers, bonds, and other valuable papers; providing settlement services; operating in monetary market; banking and financial consultancy; trading in government and corporate bonds; gold trading; asset preservation; cabin and safer renting; entrustment and trusteeship services; and brokerage and other banking services. Saigon Treasure Commercial Joint Stock Bank was formerly known as Saigon Thuong Tin Commercial Joint Stock Bank and changed its name to Saigon Treasure Commercial Joint Stock Bank in June 2026. The company was founded in 1991 and is headquartered in Ho Chi Minh City, Vietnam.

Sai Gon Thuong Tin Commercial Joint Stock Bank

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	16,393,010	15,642,702	24,802,683	28,907,982	36,042,839	31,239,710
COGS	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
Operating Expenses & Income
Operating Income	-	-	-	-	-	-
Total Operating Expenses	-	-	-	-	-	-
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	-	711,307	813,544	875,014	742,460	-
Earnings from Continuing Operations
Interest Expense	(17,726,249)	(20,243,714)	(33,854,996)	(25,457,023)	(30,800,235)	(31,837,196)
Interest Income	29,690,736	37,390,848	55,927,329	49,988,721	57,480,853	56,685,490
Income Tax Expense	988,530	1,298,377	-	-	-	-
Net Income
Net Income	3,411,496	5,040,695	7,718,616	10,087,495	5,939,111	4,622,232
Supplemental
EBIT	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-