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<0>Reliable cash flow. You need to purchase a great business yielding revenue.</0><0>Growing net profit will ensure stable payments.</0><0>Regular payments over the past 20-25 years.</0><0>High dividend yield is not always good. High dividend stocks are not the only option for the dividend investor.</0>

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Voss Veksel- og Landmandsbank ASA provides banking and insurance services to private individuals, business, and agriculture in Norway. It offers saving accounts; car and other vehicle, home, small, and construction loans; overdrafts facilities; leasing services; bank guarantees; bank and payment cards; insurance products; and online and mobile banking services. The company was founded in 1843 and is based in Voss, Norway.

	2021	2022	2023	2024	2025	TTM
Revenue
Total revenue	144.4	197.4	338.1	401.3	197.5	305.9
COGS	34.66	65.45	162.4	209.6	-	-
Gross Profit	109.7	132	175.7	191.7	-	-
Operating Expenses & Income
Operating Income	58	70.5	101.1	118	-	-
Total Operating Expenses	51.7	61.46	74.59	73.7	-	-
R&D Expenses	-	-	-	-	-	-
Selling General & Admin Expenses	1.223	1.315	1.514	1.793	6.758	-
Earnings from Continuing Operations
Interest Expense	(34.66)	(65.45)	(162.4)	(209.6)	(216.6)	(216.4)
Interest Income	126.8	174.8	295.4	348.3	354.4	353.3
Income Tax Expense	13.4	16.31	23.43	27.25	-	15.36
Net Income
Net Income	44.6	54.2	77.65	90.78	88.64	84.11
Supplemental
EBIT	58	70.5	101.1	118	-	-
EBITDA	59.8	72.03	102.5	119.3	-	-

Voss Veksel og Landmandsbank ASA