BTV Vier Länder Bank AG, together with its subsidiaries, provides corporate and retail banking products and services in Austria and internationally. It operates through five segments: Corporate Customers, Private Customers, Financial Markets, Leasing, and Tourism Holdings. The company offers various deposits that include accounts and cards; and loan products, such as consumer credit, real estate financing, current account overdraft, securities loans, structured corporate financing, export and working capital financing, investment financing, funding, and leasing. It also provides savings and investment solutions, such as securities investment and brokerage, savings products, asset management, sustainable investments, precious metals investments, short term and medium to long term investments, asset and personal investments, and fund management, as well as consulting mandate solutions. In addition, the company offers pension and risk provisions, insurance products, self-service safes, retirement properties, foundations, retirement planning, and customized financing solutions, as well as CashSystem5 for cash logistics. Further, it provides portfolio advisory, risk hedging, liquidity management, internet banking, smart payments, private placements, bank guarantees, currency and interest rate management, and foreign trade services. Additionally, the company engages in the operation of cable cars and ski lifts; and payment transaction, cash and liquidity management solutions, and financing for working capital and investments, as well as provision of other tourism operations. BTV Vier Länder Bank AG was formerly known as Bank für Tirol und Vorarlberg AG and changed its name to BTV Vier Länder Bank AG in July 2025. The company was founded in 1904 and is headquartered in Innsbruck, Austria.
