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ETF Overlap Tool: VTI vs VT

Compare portfolio holdings overlap, tech concentration risk, and expense ratio differences between Vanguard Total Stock Market Index Fund ETF Shares (VTI) and Vanguard Total World Stock Index Fund ETF Shares (VT).

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ETF Overlap Overview & Key Metrics
VTI (3600 Total) VT (9500 Total) ONLY IN VTI 0 Stocks (53.6% Weight) HIGH US MARKET OVERLAP 3,600 Shared Stocks (83.2%) 62.0% Weight Duplication ONLY IN VT 5,900 Stocks (53.6% Weight)
Overlap by Weight
62.0%
⚡ High US Market Overlap
Expense Ratio Gap
0.03% vs 0.07%
VTI is 2.3x cheaper than VT
Unique Holdings
419 vs 5,900 Stocks
~38.0% International Weight Difference
Sector Allocation Breakdown
Information Technology
35.06%
Financials
12.55%
Healthcare
9.85%
Industrials
9.62%
Consumer Discretionary
9.49%
Communication Services
9.15%
Consumer Staples
4.39%
Energy
3.54%
Real Estate
2.39%
Utilities
2.13%
Materials
1.84%
Information Technology
29.19%
Financials
16.79%
Industrials
11.47%
Consumer Discretionary
9.25%
Healthcare
8.49%
Communication Services
7.51%
Consumer Staples
4.67%
Energy
4.0%
Materials
3.8%
Utilities
2.47%
Real Estate
2.36%

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Stock Holdings Breakdown (VTI vs VT)

48 Assets
Asset Sector VTI Weight VT Weight Combined (50/50) Status
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Showing 1 to 20 of 73 holdings

VTI vs VT: Portfolio Overlap & Investment Strategy Guide

When evaluating Vanguard Total Stock Market Index Fund ETF Shares (VTI) versus Vanguard Total World Stock Index Fund ETF Shares (VT), investors are comparing two distinct ETF strategies. VTI holds 3600 total assets while VT contains 9500 total assets. Across both portfolios, they share 48 common stock holdings, representing a 62.0% portfolio overlap by weight.

Sector Concentration & Shared Stock Holdings

While both funds invest in equity markets, their internal sector allocations create meaningful differences in portfolio performance and volatility:

  • Primary Sector Focus: VTI concentrates its largest allocation in Information Technology (35.06%), whereas VT allocates its highest weighting to Information Technology (29.19%).
  • Top Shared Holdings: Key overlapping stocks held in both funds include NVIDIA Corporation (NVDA), Apple Inc (AAPL), Microsoft Corporation (MSFT), Amazon.com, Inc (AMZN).
  • Holdings Distribution: VTI features 3600 holdings compared to 9500 holdings in VT, affecting single-stock concentration risk.

Strategic Portfolio Insight: High Overlap & Concentration Risk

Holding both VTI and VT results in significant portfolio duplication with a 62.0% weight overlap. Because a major portion of performance is driven by identical holdings across both funds, owning both simultaneously creates high redundancy without providing meaningful diversification.

Expense Ratio Comparison & Performance: VTI vs VT

Beyond portfolio holdings overlap, fund management fees, dividend yields, and sector diversification play a vital role in long-term compounding returns:

1. Annual Management Fee Impact

VTI charges a lower expense ratio of 0.03% compared to VT at 0.07%. VTI is 2.3x cheaper, saving long-term investors approximately $4 per year for every $100,000 invested.

2. Volatility, Risk & Long-Term Growth Potential

VTI and VT react differently to changing interest rates, market cycles, and sector rotations. Diversifying across funds with different underlying indexes helps reduce portfolio drawdown risk during broader market corrections.

Snowball Portfolio Lab Insight

Want to analyze how combining VTI and VT impacts your total portfolio yield, sector distribution, and historical dividend income? Model your custom asset allocation in the Snowball Analytics Portfolio Lab.

Frequently Asked Questions: VTI vs VT ETF Overlap
What is the portfolio overlap percentage between VTI and VT?
Vanguard Total Stock Market Index Fund ETF Shares (VTI) and Vanguard Total World Stock Index Fund ETF Shares (VT) have a 62.0% overlap by weight and share 48 identical stock holdings. VTI holds 3600 total assets while VT holds 9500 total assets.
What is the main difference between VTI and VT?
The main difference between VTI and VT lies in sector allocation, expense ratio, and portfolio breadth:
  • Sector Focus: VTI's largest sector is Information Technology (35.06%), whereas VT's largest sector is Information Technology (29.19%).
  • Expense Ratio: VTI has an expense ratio of 0.03%, while VT charges 0.07%. VTI is 2.3x cheaper than VT.
  • Portfolio Breadth: VTI holds 3600 total stocks vs VT's 9500 stocks.
Is it good to hold both VTI and VT in the same portfolio?
Holding both VTI and VT results in a 62.0% portfolio weight overlap across 48 common holdings. Because VTI and VT have a high portfolio weight overlap of 62.0%, holding both creates significant redundancy. Investors often select one primary fund as a core asset rather than duplicating holdings.
Which ETF has lower management expense fees: VTI or VT?
VTI has an expense ratio of 0.03%, while VT charges 0.07%. VTI is 2.3x cheaper than VT.
Which ETF is better for long-term investors: VTI or VT?
The ideal choice depends on your investment strategy: VTI (0.03% expense ratio) provides exposure to Vanguard Total Stock Market Index Fund ETF Shares, while VT (0.07% expense ratio) offers exposure to Vanguard Total World Stock Index Fund ETF Shares. Comparing sector concentration and historical volatility helps align your choice with long-term goals.
Do VTI and VT pay dividends?
Yes, both VTI and VT pay quarterly dividend distributions to shareholders derived from underlying dividend payments of portfolio companies.