Picture this: Five years ago, the Fidelity MSCI Energy Index ETF $FENY traded in the low to mid-teens per share. Today, it closes at $31.37—that's a strong +116% rise overall. The chart shows a steady recovery and climb, with energy demand and prices supporting the gains after tougher periods earlier in the run.

The 52-week high reached $32.04, sitting just above the current price and highlighting recent strength in the sector.

Keeping it simple: The compound annual growth rate (CAGR) based on this price increase works out to about 16.6%. That's the average yearly boost—figured from the ending value over the starting value raised to 1/5 minus one. If this trend holds, it points to consistent yearly progress that adds up through compounding.

Now think about dollar-cost averaging (DCA) in action: adding $500 each month for the next five years, regardless of short-term price moves. This totals $30,000 invested from your pocket over 60 months. The approach lets you pick up more shares on easier days and fewer on stronger ones, smoothing your average entry.

Assuming FENY continues at a similar historical pace around that 16.6% annual growth, your monthly additions build and grow over the remaining time. By the end of five years, your investment could reach roughly $44,500–$45,500. That means a gain of about $14,500–$15,500 beyond your contributions—a solid 48–52% overall return from steady, hands-off investing.

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Past patterns don't lock in the future—energy markets can vary with oil prices, supply decisions, or economic changes. But FENY tracks a wide range of U.S. energy companies, giving balanced exposure to the sector. Your $500 monthly commitment is straightforward and sustainable, allowing time to work its quiet magic.

Energy stays essential to everyday life and the global economy. Sticking to the plan during any quieter phases is what helps turn regular contributions into worthwhile long-term growth.

Ready to keep fueling this forward?